Terms of Service

Last Updated: February 28, 2026

PLEASE READ THESE TERMS OF SERVICE CAREFULLY BEFORE USING THIS SERVICE.

1. Agreement to Terms

These Terms of Service ("Terms") constitute a legally binding agreement between you ("you" or "User") and Blooio LLC ("Blooio," "we," "us," or "our"), a Wyoming limited liability company located in Casper, Wyoming, governing your access to and use of msg.new (the "Service").

BY ACCESSING OR USING THE SERVICE, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS. IF YOU DO NOT AGREE TO THESE TERMS, YOU MUST NOT ACCESS OR USE THE SERVICE.

2. Description of Service

Msg.new is a demonstration project and proof-of-concept application created by Blooio to showcase and test the capabilities of Blooio's messaging platform (available at https://blooio.com). The Service provides a simple interface to initiate messaging through your device's native messaging application.

THIS SERVICE IS PROVIDED FOR DEMONSTRATION AND TESTING PURPOSES ONLY. It is not intended for production use, critical communications, or any purpose where reliability or availability is essential.

3. Eligibility

By using the Service, you represent and warrant that:

• You are at least 13 years of age (or the minimum age required in your jurisdiction).
• You have the legal capacity to enter into these Terms.
• You are not prohibited from using the Service under applicable laws.
• Your use of the Service complies with all applicable laws and regulations.

4. Acceptable Use

You agree NOT to use the Service for any of the following prohibited purposes:

• Illegal Activities: Any activity that violates local, state, national, or international law.
• Harassment or Abuse: Sending harassing, threatening, defamatory, or abusive messages.
• Spam: Sending unsolicited bulk messages or commercial communications.
• Fraud: Engaging in fraudulent, deceptive, or misleading practices.
• Impersonation: Impersonating any person or entity.
• Malware: Distributing viruses, malware, or other harmful code.
• Interference: Interfering with or disrupting the Service or servers.
• Unauthorized Access: Attempting to gain unauthorized access to any systems.
• Data Mining: Using automated means to access, scrape, or collect data from the Service.
• Reverse Engineering: Attempting to reverse engineer, decompile, or disassemble the Service.

5. Intellectual Property

5.1 Our Intellectual Property

The Service, including its design, features, functionality, and content, is owned by Blooio and is protected by copyright, trademark, and other intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to access and use the Service for personal, non-commercial purposes.

5.2 Trademarks

"Blooio," "msg.new," and associated logos are trademarks of Blooio LLC. iMessage®, Apple®, and other third-party trademarks mentioned on the Service are the property of their respective owners. This Service is not affiliated with, endorsed by, or sponsored by Apple Inc. or any other third party.

5.3 Open Source

Portions of the Service may be available as open source. Any open source components are subject to their respective licenses.

6. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

• MERCHANTABILITY: No warranty that the Service is fit for a particular purpose.
• FITNESS FOR A PARTICULAR PURPOSE: No warranty that the Service will meet your specific needs.
• NON-INFRINGEMENT: No warranty that the Service does not infringe third-party rights.
• AVAILABILITY: No warranty that the Service will be uninterrupted, secure, or error-free.
• ACCURACY: No warranty that any information provided is accurate, complete, or current.
• RESULTS: No warranty regarding the results that may be obtained from using the Service.

YOU ACKNOWLEDGE THAT THIS IS A DEMONSTRATION SERVICE AND SHOULD NOT BE RELIED UPON FOR ANY CRITICAL PURPOSE.

7. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW:

7.1 No Consequential Damages

IN NO EVENT SHALL BLOOIO, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AFFILIATES, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO:

• Loss of profits, revenue, or business
• Loss of data or information
• Loss of goodwill or reputation
• Cost of substitute services
• Any other intangible losses

ARISING OUT OF OR RELATING TO YOUR USE OF OR INABILITY TO USE THE SERVICE, EVEN IF BLOOIO HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

7.2 Maximum Liability

IN NO EVENT SHALL BLOOIO'S TOTAL AGGREGATE LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICE EXCEED ONE HUNDRED DOLLARS ($100.00) OR THE AMOUNT YOU HAVE PAID TO BLOOIO FOR USE OF THE SERVICE IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, WHICHEVER IS GREATER.

7.3 Basis of the Bargain

THE LIMITATIONS OF LIABILITY SET FORTH IN THIS SECTION ARE FUNDAMENTAL ELEMENTS OF THE BASIS OF THE BARGAIN BETWEEN BLOOIO AND YOU.

8. Indemnification

You agree to indemnify, defend, and hold harmless Blooio, its officers, directors, employees, agents, affiliates, and licensors from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to:

• Your use of the Service
• Your violation of these Terms
• Your violation of any rights of another party
• Any content you transmit through or in connection with the Service
• Any claims by third parties related to your use of the Service

9. Third-Party Services

The Service may integrate with or link to third-party services, including:

• Your device's native messaging application
• Analytics services (Google Analytics)
• Hosting services (Cloudflare)

We are not responsible for the availability, accuracy, or content of third-party services. Your use of third-party services is subject to their respective terms and privacy policies.

10. Modifications to the Service

We reserve the right to modify, suspend, or discontinue the Service (or any part thereof) at any time, with or without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuation of the Service.

11. Modifications to Terms

We may update these Terms from time to time. The updated version will be indicated by an updated "Last Updated" date. We encourage you to review these Terms periodically. Your continued use of the Service after any changes constitutes your acceptance of the updated Terms.

12. Governing Law and Jurisdiction

12.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Wyoming, United States, without regard to its conflict of law principles.

12.2 Jurisdiction

Any legal action or proceeding arising out of or relating to these Terms or the Service shall be brought exclusively in the state or federal courts located in Natrona County, Wyoming. You consent to the personal jurisdiction of such courts and waive any objection to venue in such courts.

13. Dispute Resolution

13.1 Informal Resolution

Before initiating any formal dispute resolution, you agree to first contact us at legal@blooio.com and attempt to resolve any dispute informally for at least thirty (30) days.

13.2 Arbitration

If informal resolution is unsuccessful, any dispute, controversy, or claim arising out of or relating to these Terms shall be settled by binding arbitration administered by the American Arbitration Association in accordance with its Commercial Arbitration Rules. The arbitration shall be conducted in Casper, Wyoming, and judgment on the award may be entered in any court having jurisdiction.

13.3 Class Action Waiver

YOU AGREE THAT ANY DISPUTE RESOLUTION PROCEEDINGS WILL BE CONDUCTED ONLY ON AN INDIVIDUAL BASIS AND NOT IN A CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION. If for any reason a claim proceeds in court rather than in arbitration, you waive any right to a jury trial.

14. Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid, illegal, or unenforceable provision shall be modified to the minimum extent necessary to make it valid, legal, and enforceable while preserving the intent of the parties.

15. Waiver

The failure of Blooio to enforce any provision of these Terms shall not constitute a waiver of such provision or the right to enforce it at a later time.

16. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Blooio regarding the Service and supersede all prior agreements and understandings.

17. Assignment

You may not assign or transfer these Terms or any rights or obligations hereunder without Blooio's prior written consent. Blooio may assign these Terms without restriction.

18. Force Majeure

Blooio shall not be liable for any failure or delay in performance due to causes beyond its reasonable control, including but not limited to acts of God, war, terrorism, natural disasters, pandemics, labor disputes, government actions, or failures of third-party services.

19. No Agency

Nothing in these Terms creates any agency, partnership, joint venture, or employment relationship between you and Blooio.

20. Contact Information

If you have any questions about these Terms, please contact us at:

Blooio LLC Casper, Wyoming, USA Email: legal@blooio.com Website: https://blooio.com

21. Acknowledgment

BY USING THE SERVICE, YOU ACKNOWLEDGE THAT:

• You have read and understood these Terms.
• You agree to be bound by these Terms.
• You are of legal age to enter into this agreement.
• This Service is provided as a demonstration and proof-of-concept.
• You use the Service at your own risk.
• Blooio's liability is limited as described herein.